What Are The Odds Or Likelihood Of Losing Money In The Stock Market Long-Term? (Facts, Statistics)

What Are The Odds Or Likelihood Of Losing Money In The Stock Market Long-Term? (Facts, Statistics)

The majority of investors think long-term. For instance, most US households, excluding the wealthiest 1%, predominantly keep their stocks, bonds, and bills in retirement portfolios. In fact, those not in the top 1% or even 10% of wealth distribution have 60% and 77% of their investments, respectively, in defined contribution and defined benefit plans. Considering…

Should You Invest In Stocks Or Real Estate (Or Both)?

Most people invest in real estate, perhaps quite logically since this is a very easy business model to understand. Equity (stocks) is perceived as riskier and thus less desirable as an investment.  The aim of this article is to give some pros and cons with both asset classes (I’m considering direct investments – not mutual…

Why Is Diversification Important In Investing? (Benefits And Advantages)

Harry Markowitz won the Nobel Prize in 1990 for his work in showing mathematically how to reduce risk and create better returns by diversifying across regions and assets. Risk is measured in volatility, i.e. how your assets fluctuate in price. Such a theory was new when it was first released in the 1950s, and Markowitz…